About Us
India's most obsessive credit card guide
CardsGeek was built for one reason — most credit card comparison sites in India are confusing, cluttered, and built to sell you the card that pays them the most, not the card that's best for you. We're trying to fix that.
Our Mission
"Help every Indian student and first-time earner find a credit card that actually makes sense for their life — clearly, honestly, and for free."
Why we built CardsGeek
Getting your first credit card in India is genuinely confusing. Banks use jargon. Comparison sites show you 200 cards with no real guidance. Your friends tell you different things. And everyone seems to be pushing the card that pays them a commission rather than the one that suits you.
We built CardsGeek to be the resource we wish existed when we were getting our first card. No jargon. No 200-card overwhelm. No paid placements disguised as recommendations. Just honest, research-backed comparisons built specifically for students, freshers and young Indians earning their first salary.
Every card on CardsGeek is scored using our GeekPick methodology — a transparent 5-criteria scoring system that weights what actually matters to our audience: annual fee, real cashback rate, approval ease, usefulness for daily Indian spending, and bank reliability.
What we stand for
🔬
Obsessive research
We verify every card detail directly on the bank's official website before publishing. Not once — every month.
🎯
Audience first
We build for students and first-time earners specifically. A card that's great for a senior professional but impossible for a fresher to get scores low on CardsGeek.
💬
Plain language
No finance jargon. We explain what every benefit actually means in your daily life — not in bank-speak.
⚡
Commission-blind rankings
A card that pays us zero commission can still earn a GeekPick badge if it scores highest. Our rankings are never for sale.
How CardsGeek makes money — and why it doesn't affect you
CardsGeek is completely free for users. We earn money through affiliate referral fees — when you apply for a card through our links and get approved, the bank or affiliate network pays us a commission.
This commission never influences our rankings or recommendations. We use a fixed scoring methodology to decide which cards appear and in what order. The affiliate commission structure is the same across most cards — there is no financial incentive for us to push one card over another.
We are transparent about this. Every page on CardsGeek includes an affiliate disclosure. You can read our full GeekPick methodology here — including our promise that commission rates never influence our scores.
Our promise to you
✓We verify card details every month — not just once at launch
✓We disclose affiliate relationships clearly on every page
✓We never accept payment to rank a card higher than it deserves
✓We only recommend cards we believe are genuinely good for our audience
✓When card benefits change, we update the site within 7 days
✓We tell you the conditions on fee waivers — not just that a waiver exists
Ready to find your card?
See our full comparison — 15 cards, honest scores, zero fluff.
Compare Cards Free →